document lists

All Borrowers

  • Copies of W-2’s and signed tax returns for last two years.
  • Copies of paycheck stubs for last 30 days (most current).
  • Copies of checking and saving account statements for last two months (all pages).
  • Copies of quarterly or semi-annual statements for checking, sharing etc.
  • Copy of Sales Contract (when available)
  • Employment history last two years (address any gaps in employment).
  • Residency history last two years, with name, phone number, address, and account number of landlord or a mortgage statement. For rental property; copies of leases plus mortgage information, property tax, HOI.
  • Canceled earnest money check (when it clears) or corresponding bank statement, if applicable.
  • Any assets used for down payment, closing cost, and cash reserves must be documented by a paper trail.
  • Copy of social security card and driver’s license.
  • If paid off mortgage in the last year, need copies of CD/HUD1 or release of lien.
  • Refinance copy or note, settlement statement, survey.
Documents Which May Be Required
  • Relocation Agreement if move is financed by employer, i.e. buyout agreement plus documentation outlining company paid closing costs benefits.
  • Previous bankruptcy – need copies of petition for bankruptcy and discharge, including supporting schedule.
  • Divorce Decree if applicable.
  • Documentation supporting monies received from social security/retirement trust income, i.e. copies of direct deposit bank statements, awards letter, evidence income will continue.
Self-Employed Borrowers Additional Documents
  • Copies of signed business tax returns for last two years.
  • YTD Profit & Loss Statement and Balance Sheet.
  • Copy of Business License or CPA contact information.
  • 1099s or K1 forms.
Documents Needed for FHA/VA Loans

  • FHA: Copy of social security card for each applicant and co-applicant.
  • VA: Original certificate of eligibility and copy of DD214 discharge paper.
  • VA: Name and address of nearest living relative.

David Woodrow | Producing Branch Manager | NMLS #514097 | Direct: (614) 705-0012 | 5038 Cemetery Road, Suite B, Hilliard, OH 43026 | Branch NMLS #2101310

This website is not authorized by the New York State Department of Financial Services to accept mortgage loan applications for properties located in New York. For New York applicants, please visit our New York authorized website: https://www.SupremeLendingny.com. © 2024 Everett Financial, Inc. dba Supreme Lending NMLS #2129 (https://www.nmlsconsumeraccess.org) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. All rights reserved. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All products are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. Residential Mortgage Loan Originator. Supreme Lending is an equal opportunity employer and does not practice discrimination based on age, gender, race, religion, national origin, as well as any other rights afforded to applicants under state and federal law.